A roofing company may be the source of a storm damage claim. Many insurance companies cover storm damage in their policies, but there are some that do not. In either case, it is always good to know what your policy covers so that you can make a claim for the damage.
Storm Damage Claims
This ensures that you will get the right amount of coverage, which will make it easier for you to get the job done and not have to worry about getting a poor claim dismissed. Your home is a valuable asset that should not be forgotten in the event of a storm or other natural disaster. Make sure to read your insurance policy carefully before making a claim.
It is always important to have a solid understanding of what your insurance policy actually covers. This includes knowing what specific items are covered and whether they are covered or not hail damage roof houston. In the case of storm damage, for instance, there are specific items that are typically covered in storm damage insurance claims. These include:
When making a storm damage roof insurance claim, you must provide pictures and receipts for all materials that are damaged by hail. Your insurance company should either send you pictures via mail or by electronic means. If you have a hail damage to roof repair request, the insurance company should arrange for a free inspection of your home. This will help you see exactly where the damage is done and how much was done, making it easier to have the job completed.
Your insurance claim should also cover a variety of things, including roof replacement and repairs due to hail damage caused by water leaks. In the case of roof replacement, your company should either supply you with replacement parts or give you the contact information of reputable roofing companies. In the case of damaged flue pipes, your company should either replace these flue pipes or give you the contact information of reputable contractors that can do the job.
Your claim should also include a comprehensive list of items that were destroyed or damaged by water during your storm. While hail isn’t usually considered to be dangerous or harmful, the strong wind that it generates can lead to damage to your heating system, electrical systems, appliances and even your ceiling. If the water that is generated during a storm comes into direct contact with these things, the damage can be severe and may require extensive repair. Your insurance claim should include pictures of any damaged items.
Your roof storm damage needs to be assessed by a professional roofing contractor as soon as possible. Many times damaged shingles can only be detected on a routine basis when the roof has been installed; not before then. A qualified roofer will be able to tell you if your roof has sustained water leaks, has suffered excessive wear and tear, or has large visible holes or tears. In many cases, they can provide you with free estimates on repairs and replacement. The sooner you get this damage repaired, the less costly it will be.